Securing Lender Interests and Business Liquidity
A Stock & Receivables Audit is conducted to validate the value and existence of a business’s inventory and outstanding receivables. Primarily required by banks and financial institutions, this audit ensures that the assets pledged by borrowers are accurate, adequate, and properly managed.
Verify the quantity, condition, and valuation of stock
Assess the accuracy of receivables and debtors’ ageing
Ensure that drawing power calculations are based on authentic data
Detect discrepancies in inventory and debtor records
Safeguard the interests of lenders and ensure end-use of funds
Stock Audit
Physical verification of inventory
Comparison of book stock with actual stock
Valuation method review (FIFO, weighted average, etc.)
Storage, damage, expiry, and movement analysis
Inventory turnover analysis
Consistency with sales and purchase records
Receivables Audit
Age-wise classification of debtors
Verification of high-value outstanding accounts
Review of credit policy, limits, and overdue amounts
Examination of disputed/unrealizable receivables
Cross-verification with sales invoices and ledger
Ensures credit limits are backed by valid assets
Minimizes the risk of fraud and fund diversion
Provides an independent assessment of financial health
Helps in timely detection of stressed accounts
Strengthens trust and transparency in borrower–lender relationships
Bank-mandated stock & receivables audits
Special audits during credit appraisal or renewal
Independent audits for investor/lender assurance
Monthly/quarterly/annual audit reports with actionable insights
Manufacturing Units
Traders and Distributors
Service Providers with Inventory
Retailers & Wholesalers
Logistics & Warehousing
Email: info@ssconsultancy.net
Phone: +91 92468 22006
Ensure financial integrity and lender confidence with professional stock & receivables audit services.
Hyderabad
+91 92468 22006