CMA Data Preparation for Bank Loans

At SS Industrial Consultancy, we provide accurate and professionally prepared CMA (Credit Monitoring Arrangement) Data to help businesses secure term loans, working capital, and credit facilities from banks and financial institutions.

CMA data is a mandatory document required by banks as per RBI guidelines for assessing the financial viability and repayment capacity of a business. We ensure that your data is presented in the correct format, compliant with bank standards, and backed by sound financial projections.

What is CMA Data?

CMA data is a structured financial report that provides a detailed analysis of a company’s past performance, current position, and future projections. It helps banks evaluate your funding request and make informed lending decisions.

Our CMA Data Includes:

1. Existing and Proposed Fund/Non-Fund Based Limits
Details of current bank exposure and new facilities requested.

2. Operating Statement (Profit & Loss Account)
Last 2–3 years’ actuals and future projected income & expenditure.

3. Balance Sheet Analysis
Assets and liabilities — past, present, and forecasted positions.

4. Comparative Statement of Current Assets & Liabilities (Working Capital Assessment)
Calculation of net working capital and bank finance eligibility.

5. Cash Flow Statement
Shows inflow and outflow of funds over a specific period.

6. Ratio Analysis
Key financial ratios: DSCR, Current Ratio, Debt-Equity Ratio, etc.

7. Fund Flow Statement
Tracks sources and applications of funds.

Who Needs CMA Data?

• Manufacturing & Trading Firms

• Service Providers & Contractors

• Startups & MSMEs

• Agro-Based & Food Processing Units

• Entities Applying for Term Loans, OD/CC Limits, or Bank Guarantees

Why Choose SS Industrial Consultancy?

• CMA Data as per bank-specific format

• Prepared by finance & industry professionals

• Support for new and existing units

• Aligned with project reports, DPRs, and loan proposals

• End-to-end guidance until submission to the bank

Ready to Apply for a Bank Loan?

Let us simplify the process with professionally prepared CMA Data that enhances your loan eligibility and builds confidence with your banker.

📞 Call: +91- 92468 22006
📧 Email: info@ssconsultancy.net