CGTMSE

At SS Industrial Consultancy, we assist Micro and Small Enterprises (MSEs) in availing collateral-free loans under CGTMSE — the Credit Guarantee Fund Trust for Micro and Small Enterprises scheme. Whether you are a startup or an existing MSME unit, we help you access formal credit without offering any tangible security or third-party guarantee.

We guide you through the entire loan process, from eligibility to documentation, project report preparation, and coordination with lending banks.

What is CGTMSE?

CGTMSE is a scheme launched by the Government of India and SIDBI (Small Industries Development Bank of India) to promote easy credit access for MSEs. It allows first-generation entrepreneurs and small business owners to get bank loans without collateral, by offering a credit guarantee to the bank.

Key Features of CGTMSE:

• Loan amount: Up to ₹2 Crore

• Collateral required: None

• Credit Guarantee Coverage:

  • Up to 75–85% of loan amount for Micro & Small Enterprises

  • Up to 85% for women entrepreneurs and North-Eastern states

• Eligible Borrowers: Proprietorship, Partnership, LLPs, Pvt. Ltd., and others under MSME

• Coverage: Term Loan, Working Capital, or Composite Loan

We Help With:

• Assessing your loan eligibility under CGTMSE

• Preparing Project Report / DPR / CMA Data

• Liaising with banks for proper documentation and application

• Guiding through loan sanction & guarantee coverage steps

• Advising on MSME registration, UDYAM portal, and subsidy linkages

• Assistance with PMEGP, Stand-Up India, and other schemes that integrate with CGTMSE

Who Can Apply?

• Manufacturing Units

• Traders & Retailers

• Service Providers

• First-Time Entrepreneurs

• Women-Owned Enterprises

• Startups registered as MSMEs

Why SS Industrial Consultancy?

• Expert guidance on bank-compliant documentation

• Close coordination with nationalized and private sector banks

• High success rate in collateral-free loan sanctions

• Support across Telangana, Andhra Pradesh, Karnataka & more

• Affordable, transparent, and professional service

Apply for a CGTMSE Loan — Without Collateral

Don’t let lack of collateral stop your business growth. We’re here to help you get funded — the right way.

📞 Call: 9000521164
📧 Email: info@ssconsultancy.net